Legal information

able2buy is a trading name of Matt E-commerce Solutions Limited.

Matt E-commerce Solutions Limited is Registered in England No 6370751.

Registered office:

400 Metroplex
Broadway, Salford
Manchester
M50 2UE

We are a licensed credit broker and our Consumer Credit License number is 609444.

We are registered under the Data Protection Act (1998) and our registration number is Z1069588.

Privacy Policy And Use Of Your Information

Matt E-commerce Solutions Limited is committed to protecting and respecting your privacy.

This policy sets out how we will use any personal data we collect from you, or that you provide to us. Please read the following carefully to understand our views and practices regarding your personal data and how we will treat it.

For the purpose of the Data Protection Act 1998 (the Act), the data controller is Matt E-commerce Solutions Limited.

Information we may collect from you

We may collect and process the following data about you:

  • Information that you provide by filling in forms on our website, www.able2buy.com. This includes information provided at the time of registering to use our website, subscribing to our service, posting material or requesting further services. We may also ask you for information when you report a problem with our website.
  • If you contact us, we may keep a record of that correspondence.
  • Details of your visits to our website and other websites including, but not limited to, traffic data, location data, weblogs and other communication data, and the resources and other websites that you access.

IP addresses and cookies

We may collect information about your computer, including where available your IP address, operating system and browser type, for system administration and to report aggregate information to our advertisers (if any) and our internal analysis purposes. This is statistical data about our users' browsing actions and patterns, and does not identify any individual.

For the same reason, we may obtain information about your general internet usage by using a cookie file which is stored on the hard drive of your computer. Cookies contain information that is transferred to your computer's hard drive. They help us to improve our website and to deliver a better and more personalised service and enable us to link pages within your Application for Credit.

You may refuse to accept cookies by activating the setting on your browser which allows you to refuse the setting of cookies. However, if you select this setting you may be unable to access certain parts of our website. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you log on to our website. Please note that our advertisers (if any) may also use cookies, over which we have no control.

Where we store your personal data

All information you provide to us is stored on our secure servers.

Unfortunately, the transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to our website; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent unauthorised access.

Uses made of your information

If you have asked us to apply for credit for you, we may provide your personal data to Credit Providers connected with us and we or they will make searches about you at credit reference agencies which will supply personal credit information, as well as information from the electoral register. Those agencies will record details of the search whether or not your Application for Credit proceeds.

Credit scoring or other automated decision making methods may be used to assess your Application for Credit and to verify your identity. Credit searches and other information provided to us about you and about those with whom you are linked financially may be used by us and other companies if credit decisions are made about you or other members of your household. This information may also be used for debt tracing and for the prevention of money laundering and fraud.

Information held about you by the credit reference agencies may already be linked to records relating to one or more of your partners. For the purposes of this Application for Credit you may be treated as financially linked and your Application for Credit will be assessed with reference to any ‘associated’ records.

To prevent or detect fraud, or to assist in verifying your identity, we, or any Credit Provider connected with us, may make searches of our or their own records respectively and at fraud prevention agencies, who will supply us with information. We, or any Credit Provider connected with us, may also pass information to financial and other organisations involved in fraud prevention to protect ourselves and our customers from theft and fraud.

If you give us false or inaccurate information and we suspect fraud, we will record this. We, companies connected with us and other companies and organisations may use this information if decisions are made about you or other members of your household on credit or credit-related services or motor, household, credit, life or any other insurance facilities. It may also be used for tracing and claims assessment.

We may disclose your personal information to any member of our group of companies.

We may disclose your personal information to third parties:

  • who are approved by us so that they can contact you about other products and services which we consider may be of interest to you; or
  • in the event that we sell or buy any business or assets, to the prospective seller or buyer of such business or assets; or
  • if we are under a duty to disclose or share your personal information in order to comply with any legal obligation, or in order to enforce or apply our terms and conditions and other agreements; or
  • to protect the rights, property, or safety of our customers, or others. This includes exchanging information with other companies and organisations for the purposes of fraud protection and credit risk reduction.

Your rights

You have the right to ask us not to process your personal data for marketing purposes. We will usually inform you (before collecting your data) if we intend to use your data for such purposes or if we intend to disclose your information to any third party for such purposes. You can exercise your right to prevent such processing by checking certain boxes on the forms we use to collect your data. You can also exercise the right at any time by contacting us at marketing@able2buy.com.

Our website may, from time to time, contain links to and from the websites of our partner networks, advertisers and affiliates (including Credit Providers). If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for these policies. Please check these policies before you submit any personal data to these websites.

If you believe that any information we are holding on you is incorrect or incomplete, please write to us as soon as possible, at the address below. We will promptly correct any information found to be incorrect.

YOU HAVE THE RIGHT OF ACCESS TO YOUR PERSONAL RECORDS HELD BY CREDIT REFERENCE AND FRAUD PREVENTION AGENCIES. IF YOU REQUIRE THEIR NAMES AND ADDRESSES, PLEASE TELEPHONE THE ABLE2BUY HELPDESK ON 0844 499 2020.

YOU ALSO HAVE A RIGHT TO RECEIVE A COPY OF THE INFORMATION WHICH WE HOLD ABOUT YOU. IF YOU WANT TO SEE DETAILS, PLEASE WRITE TO:

ABLE2BUY
MATT E-COMMERCE SOLUTIONS LIMITED
400 METROPLEX
BROADWAY, SALFORD
MANCHESTER
M50 2UE

A FEE WILL BE PAYABLE.